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XenditLAB – LAB 3: How to Start a Start-Up – Build a Great Product
How To, Startups

XenditLAB – LAB 3: How to Start a Start-Up – Build a Great Product

XenditLAB – LAB 2: How to Start a Start-Up – Build a Great Idea
How To, Startups

XenditLAB – LAB 2: How to Start a Start-Up – Build a Great Idea

In our first XenditLAB  LAB 1 part we shared the truth about real start-up life.

If you clicked on the button and you are here then you are ready to commit knowing fully what to expect on your start-up journey.

A word of caution:

Never start a startup just for the sake of doing so. There are much easier ways to become rich and everyone who starts a startup always says that they couldn’t have imagined how hard and painful it was going to be.

Young and inexperienced or old and experienced, being poor and unknown, are actually huge assets when it comes to starting a startup whereas are bad in other work situations.

Only start a startup if you feel compelled by a particular problem and that you think starting a company is the best way to solve it. Passion first, the startup comes second.



Let’s go

In this session you learn the must-haves to succeed with your startup.

Sam Altman President of Y Combinator and Dustin Moskovitz Cofounder of Facebook, Asana, and Good Ventures tell you how to start a start-up. In XenditLAB we walk you through the how tos step-by-step.

There are four areas you need to excel at in order to maximize your success as a startup:


And let’s make everything great as only great things make the difference:

  1. great idea
  2. great product
  3. great team
  4. great execution

These overlap somewhat.

You may still fail. The outcome is something like idea x product x execution x team x luck, where luck is a random number between zero and ten thousand. Literally that much. Be great in the four areas you can control and you have a good chance at at least some amount of success.

Today we share the first out of the four key areas: GREAT IDEA. The most important one as this builds your foundation of everything else.

Great Idea

Always remember this: The foundation is to have a great idea.

Great execution is at least ten times as important BUT a hundred times harder than a great idea.

Great execution towards a terrible idea will get you nowhere. Most great companies start with a great idea, not a pivot.

If you look at successful pivots, they almost always are a pivot into something the founders themselves wanted, not a random made up idea. Airbnb happened because Brian Chesky couldn’t pay his rent, but he had some extra space. In general though if you look at the track record of pivots, they don’t become big companies.

The definition of the idea is very broad. It includes the size and the growth of the market, the growth strategy for the company, the defensibility strategy etc. When you’re evaluating an idea, you need to think through all these things, not just the product.

If it works out, you’re going to be working on this for ten years. Invest in up front thinking, the up front value and the defensibility of the business. Even though plans themselves are worthless, the exercise of planning is really valuable and totally missing in most startups today.

To build a great idea you wanna follow this points:

  1. Think longterm
  2. Have a mission
  3. Be convinced
  4. Find the right market

1. Think longterm

Long-term thinking is a huge advantage if you do it. Remember that the idea will expand and become more ambitious as you go.

You need to build a business that is difficult to replicate.

The idea should come first and the startup should come second. Wait to start a startup until you come up with an idea you feel compelled to explore. This is also the way to choose between ideas. Work on the one that you think about most often when you’re not trying to think about work.

2. Have a mission

Best companies are almost always mission oriented. Having an important mission is usually hard without a great founding idea.

Having a mission oriented ideas is that you will be dedicated to them. It takes years and years, usually a decade, to build a great startup. If you don’t love and believe in what you’re building, you’re likely to give up at some point along the way.

A mission oriented company is more likely to get outside people willing to help you.

Keep in mind it’s easier to found a hard startup than an easy startup. This is one of those counter-intuitive things that takes people a long time to understand.

Derivative companies, companies that copy an existing idea with very few new insights, don’t excite people and they don’t compel the teams to work hard enough to be successful.

3. Be convinced

you need conviction in your own beliefs and a willingness to ignore others’ naysaying. There’s right on one side of it, and crazy on the other. But keep in mind that if you do come up with a great idea, most people are going to think it’s bad. You should be happy about that, it means they won’t compete with you.

Build something that you yourself need. You’ll understand it much better than if you have to understand it by talking to a customer to build the very first version. And you’ll have more conviction.

Don’t  be afraid, share your ideas. The truly good ideas don’t sound like they’re worth stealing. You want an idea where you can say, “I know it sounds like a bad idea, but here’s specifically why it’s actually a great one.” You want to sound crazy, but you want to actually be right. And you want an idea that not many other people are working on.

Great ideas look terrible in the beginning

Thirteenth search engine, and without all the features of a web portal? Most people thought that was pointless. Search was done, and anyways, it didn’t matter that much. Portals were where the value was at. Or a way to stay on strangers’ couches. That just sounds terrible all around.

These all sounded really bad but they turned out to be good. If they sounded really good, there would be too many people working on them. You want an idea that turns into a monopoly but you can’t get a monopoly right away. You have to find a small market in which you can get a monopoly and then quickly expand. It’s good if you can say something like, “Today, only this small subset of users are going to use my product, but I’m going to get all of them, and in the future, almost everyone is going to use my product.”

A common mistake among founders, especially first time founders, is that they think the first version of their product – the first version of their idea – needs to sound really big. But it doesn’t. It needs to take over a small specific market and expand from there. That’s how most great companies get started. Unpopular but right is what you’re going for. You want something that sounds like a bad idea, but is a good idea.

4. Find the right market

..for your great idea. Make sure that the market you’re going after is going to grow and be there.

Take the time to think about how the market is going to evolve. You need a market that’s going to be big in 10 years. Most investors are obsessed with the market size today and don’t think at all about how the market is going to evolve.

Care more about the growth rate of the market than its current size. You want to go after a small, but rapidly growing market, than a big, but slow-growing market.

One of the big advantages of these sorts of markets – these smaller, rapidly growing markets – is that customers are usually pretty desperate for a solution, and they’ll put up with an imperfect, but rapidly improving product.

If you are a student one of the two biggest advantages you have is that you probably have better intuition about which markets are likely to start growing rapidly than older people do. You can basically change everything in a start-up but the market.

How to find the right kind of the right kind of market. For example, surfing someone else’s wave, stepping into an up elevator, or being part of a movement, but all of this is just a way of saying that you want a market that’s going to grow really quickly. So think about where this is happening in the world.

Ask yourself Sequoia’s famous question: Why now? Why is this the perfect time for this particular idea, and to start this particular company. Why couldn’t it be done two years ago, and why will two years in the future be too late? For the most successful startups we’ve been involved with, they’ve all had a great idea and a great answer to this question.

You know 50 Cents? Not only a cool rapper but smart when he launched his Vitamine water: 50 Cent is cool and smart when he launched his Vitamine water: Learn to think about the market and what people want first.  Keep your focus on their changing needs, the trends that are washing through them. beginning with their demand, you create the appropriate supply. You’ll have a big leg up on most people starting startups.


Last but not least

Good startup ideas are almost always very easy to explain and very easy to understand. If it takes more then a sentence to explain what you’re doing, that’s almost always a sign that it’s too complicated. It should be a clearly articulated vision with a small number of words.

The best ideas are usually very different from existing companies, [either] in one important way, like Google being a search engine that worked just really well, and none of the other stuff of the portals, or totally new, like SpaceX. Any company that’s a clone of something else, that already exists, with some small or made up differentiator—like X, beautiful design, or Y for people that like red wine instead—that usually fails.

Start to think of the right idea when you are still a student. Finding the right idea takes time. Being a student is that you’ve got a very good perspective on new technology.

Meet your co-founders early

As a student you have the great environment for meeting people you can start a company with down the road. And the one thing that we always tell college students is that more important then any particular startup is getting to know potential cofounders. Being a student is that you’ve got a very good perspective on new technology.


Get started and work on your idea….work work work until it’s great.

Next week we see how to turn your great idea into a great product!

XenditLAB – LAB 1: Why to Start a Start-Up

XenditLAB – LAB 1: Why to Start a Start-Up

We said in our previous blog post that we will share our experience and helpful insights of creating a start-up. But WHY TO START A START UP?

As Y Combinator (YC) alums, Xendit has appreciated the guidance that we received along our startup journey.

YC has been teaching people how to start startups for nine years. YC is the premier incubator in the world.  YC has funded more than 1000 companies with a combined value worth more than $1b USD. The content we share below is from a 2014 Stanford class but we believe this is still valid today.  Therefore, over the next few weeks, we’ll be sharing our summaries of these lessons.

Counting YC itself, every guest speaker in this series has been involved in the creation of a billion plus dollar company. All advice is shared by people who have actually done it.

A word of caution

The advice is for people starting a business where the goal is hyper growth and eventually building a very large company. Startups are very different than normal companies. These things won’t work in a lot of big companies or non-startups.

Want the short version?

We went through the class and summarized the main points.  Follow us and get the most useful advice quickly.

Want to go deeper?

We invite you to check out the full lesson after each summary session.

See it in action? How did we do it in Xendit? In our video blog XenditLAB you’ll discover how we applied to advice at Xendit.

The first start-up school lesson is about how and why to start a start-up. We seperated the how and why and start with the big question WHY. Why should I start a start-up? Glamour, flexibility, I am the boss, or money?  After the movie  “The Social Network” it seems so much fun to build a start-up. We believe you need to know the truth before you start. If you are ok with all then we can talk about the HOW.

We summarized for you the “Why to start a start-up” shared by Dustin Moskovitz, Cofounder of Facebook, Asana, and Good Ventures. It may seem long, but trust us those used cases are the reality and you wanna know it.


Let’s go

Why To Start A Startup

It’s important to know what reason is yours, because some of them only make sense in certain contexts, some of them will actually lead you astray.
The 4 common reasons why people want to start a start-up

  • it is glamorous
  • you get to be the boss
  • you have flexibility, especially over your schedule
  • you have the chance to have bigger impact and make more money then you might by joining a later stage company

Plus, there’s a lot of partying and you just kind of move from like one brilliant insight to another brilliant insight, and really made it seem like this really cool thing to do.

Myth 1: It’s glamourous

The reality is just not quite so glamourous, there’s an ugly side to being an entrepreneur. You’re actually spending your time just working a lot. You’re basically just sitting at your desk, heads down, focused, answering customer support emails, doing sales, figuring out hard engineering problems.

It’s also quite stressful as you carry a lot of responsibilities.  When you’re an entrepreneur, you have fear of failure on behalf of yourself and all of the people who decided to follow you. People are depending on you for their livelihood so you’re responsible for the opportunity cost of their time. You’re always on call, if something comes up, you’re going to deal with it. It doesn’t matter if you’re on vacation, doesn’t matter if it’s the weekend, you’ve got to always be on the ball.

Another form of stress is unwanted media attention. So part of it being glamorous is you get some positive media attention sometimes, it’s nice to be on the cover of Time. But when Valleywag analyses your lecture and tears you apart, you don’t want that.

You are much more committed. So if you’re at a startup and it’s very stressful and things are not going well, you’re unhappy, you can just leave. For a founder, you really are committed for ten years if it’s going well and probably more like five years if it’s not going well. So three years to figure out it’s not going well and then if you find a nice landing for your company, another two years at the acquiring company. So if you’re lucky and you have a bad startup idea, you fail quickly, but most of the time it’s not like that.


Myth 2: You get to be the boss

“People have this vision of being the CEO of a company they started and being on top of the pyramid. Some people are motivated by that, but that’s not at all what it’s like.  What it’s really like: everyone else is your boss – all of your employees, customers, partners, users, media are your boss. I’ve never had more bosses and needed to account for more people today.

The life of most CEOs is reporting to everyone else, at least that’s what it feels like to me and most CEOs I know. If you want to exercise power and authority over people, join the military or go into politics. Don’t be an entrepreneur.”

-Phil Libin

The most common thing CEO is dealing with and spending time are the problems that other people are bringing, the other priorities that people create, and it’s usually in the form of a conflict. People want to go in different directions or customers want different things.


Myth 3: Flexibility over your schedule

If you’re going to be an entrepreneur, you will actually get some flex time to be honest. You’ll be able to work any 24 hours a day you want!

You’re always on call. So maybe you don’t intend to work all parts of the day, but you don’t control which ones.

You’re a role model of the company, and this is super important. If you’re an employee at a company, you might have some good weeks and you might have some bad weeks, some weeks when you’re low energy and you might want to take a couple days off. That’s really bad if you’re an entrepreneur. Your team will really signal off of what you’re bringing to the table. So if you take your foot off the gas, so will they.


Myth 4: You’ll make more money and have more impact

Let’s examine when this might be true.


We start with the left table. It’s explaining Dropbox and Facebook, these are their current valuations and this is how much money you might make as employee number 100 coming into these companies especially if you’re like an experienced, relatively experienced engineer, you have like 5 years of industry experience, you’re pretty likely to have an offer that’s around 10 base points.

If you joined Dropbox couple years ago the upside you’ve already locked in is about $10M and there’s plenty more growth from there. If you joined Facebook a couple years into its existence you’ve already made around $200M, this is a huge number and even if you joined Facebook as employee number 1000, so you joined like 2009, you still make $20M, that’s a giant number and that’s how you should be benchmarking when you’re thinking about what you might make as an entrepreneur.

Moving over to the table on the right, these are two theoretical companies you might start. “Uber for Pet Sitting”, pretty good idea if you’re really well suited to this you might have a really good shot at building a $100M company and your share of that company is likely to be around 10%; that certainly fluctuates a lot, some founders have more than this, some founders have a lot less, but after multiple rounds of dilution, multiple rounds of option pool creation you’re pretty likely to end up about here. If you have more than this I’d recommend Sam’s post on equity split between founders and employees, you should be probably giving out more.

So basically if you’re extremely confident in building a $100M, which is a big ask, it should go without saying that you should have a lot more confidence on Facebook in 2009 or Dropbox in 2014 that you might for a startup that doesn’t even exist yet, then this is worth doing.

If you think you’re the right entrepreneur to build “Uber for Space Travel”, that’s a really huge idea, $2B idea, you’re actually gonna have a pretty good return for that, you should definitely do that.  If you’re thinking of building that you probably shouldn’t even be in this class right now, just go build that company.

So why is this financial reward and impact?  Financial reward is very strongly correlated with the impact we have on the world, if you don’t believe that let’s talk through some specific examples and not think about the equity at all.

So why might joining a late stage company actually might have a lot of impact, you get this force multiplier: they have an existing mass of user base, if it’s Facebook it’s a billion users, if it’s Google it’s a billion users, they have existing infrastructures you get to build on, that’s also increasingly true for a new startup like AWS and all these awesome independent service providers, but you usually get some micro-proprietary technology and they maintain it for you, it’s a pretty great place to start. And you get to work with a team, it’ll help you leverage your ideas into something great.

So couple specific examples, Bret Taylor came into Google as around employee number 1500 and he invented Google Maps, that’s a product you guys probably use everyday, I used it to get here and it’s used by hundreds of millions of people around the world. He didn’t need to start a company to do that, he happened to get a big financial reward, but the point is yet again massive impact.

Justin Rosenstein joined Google a little later after Brett, he was a PM there and just as a side project he ended up prototyping a chat which used to be a stand-alone app, integrated in Gmail like you see in the upper right there and before he did that like you couldn’t even think you could chat over Ajax or chat in the browser at all and he just kinda demonstrated it and showed it to his team and made it happen. This is probably a product most of you use almost everyday.

Perhaps even more impressively, shortly after that Justin left and became employee around 250 at Facebook and he led a hackathon to create the Like button, this is one of the most popular elements anywhere on the web, totally changed how people use it and then again didn’t need to start a company to do it and almost certainly would have failed if he had tried because he really needed the distribution of Facebook to make it work.


So what’s the best reason?

Sam already talked about this a little bit, but basically you can’t not do it. You’re super passionate about this idea, you’re the right person to do it, you’ve gotta make it happen. So how does this break down?

This is a wordplay, you can’t not do it in two ways:

  1. You’re so passionate about it that you have to do it and you’re going to do it anyways.

  • Really important because you’ll need that passion to get through all of those hard parts of being an entrepreneur that we talked about earlier.
  • Need it to effectively recruit, candidates can smell when you don’t have passion and there are enough entrepreneurs out there that do have passion so they may as well work for one of those!
  1. The world needs you to do it.

  • This is validation that the idea is important, that it’s going to make the world better, so the world needs it. If it’s not something the world needs, go do something the world needs.

David quotes finally:
“Justin and I were working at Facebook on a great problem. At night we would keep working on this internal task manager that was used internally at the company and it was just because we were so passionate about the idea, it was so clearly valuable that we couldn’t do anything else.

And at some point we had to have the hard conversation of okay what does it mean if we don’t actually start this company. We could see the impact it was having at Facebook, we were convinced it was valuable to the world. We were also convinced no one else was going to build it, the problem had been around a long time and we just kept seeing incremental solutions to it and so we believed if we didn’t come out with the solution we thought was best, there would be a lot of value left on the table.

We couldn’t stop working on it and literally the idea was beating itself out of our chests and forcing itself out into the world. And I think that’s really the feeling you should be looking for when you start a company, that’s how you know you have the right idea.”


If you now are ready to commit knowing what to expect, follow us and stay tuned for the HOW to start start-up!

For a deeper understanding of the WHY visit YC Start-Up School Lecture 1


XenditLAB – Welcome to our new Vlog

Along the start-up journey it is always appreciated to have some guidance. We believe that sharing is caring. Making you successful will make us successful.

Therefore we initiate XenditLAB where we share insights we gathered and are happy to discuss with you. For this first session Xendit CEO Moses Lo gives a short introduction and tells you a bit more about  his background and foundation of Xendit.


Feel free to ask questions and add comments below. If you liked it, please like and share.

How To, Startups

How to onboard your users successfully

successfully onboarded
Summary of book “Intercom on Onboarding”

“We’ve discovered the only proper way to onboard people is to understand where they are, what capabilities they have, where they want to get to, and then use a combination of interface, communication, tooltips, nudges, and messages to ensure they’re never stuck on the path to achieving their outcome. That’s what successful onboarding looks like – unifying a successful business outcome and a successful customer one.” Des Traynor, Cofounder, Intercom

Start with a story

The first task is to understand your user’s journey to success. This journey is rich in emotions and stories that will expose what your customers truly care about, what help you can provide and when you can help them.

Likely, you need to talk to those who have just become highly engaged users, e.g. when they’ve started paying or some other equivalent metric for your business.

In executing these interviews, you’ll want to accomplish the following:

  • Understand their motivations and frustrations before they chose you. This gives you a basis for your future marketing content and channels.
  • Understand what is their definition of “success” with your product. In the Valley, this is often referred to as the “magic moment”. This is the eureka moment when they realise your purpose and how you solve their need
  • Recount the steps from decision to use you until the point of success, e.g. signup to first email campaign created
  • Be specific in your questions to draw out emotions and specific actionable information “Which part was hardest?” vs “Was it easy?”
  • Who else did they need to adopt successfully, e.g. budget holders. You’ll want to be able to empower tech people with data to convince the budget holders. Or you may need materials to help a business person convince dev teams an integration is easy

Here’s an example email to use to solicit time from your users

Hello [name],

My name is Moses and I’m trying to make our setup process better. I’d love your personal take on it.

Could we schedule a 20-30 min chat in the next couple of days?



Actionable takeaways

  • In-depth interviews with all fully integrated users
  • Make credible PDFs to allow folks to fight your case, e.g. tech team to bring to budget holders

Design an onboarding path

Based on your starting points and “success” endpoints, create an onboarding experience that makes sense to a user trying to complete a “job”:

  1. Free trial is your opportunity to sell
  2. Before they’re signed up:
    • Webinars, 1:1s, Docs, How to videos, Best practice blog posts,
    • Get customers to tell their stories of success with Intercom,
  3. After they’re signed up:
    • Data driven onboarding messaging schedule
    • Trigger updates for pro users who aren’t using all the features
    • Every customer support should have two tags 1) product area and 2) type of convo, e.g. confusion, bug, feature request

1. Doing a trial

Successful trial should have people going up to the right. People that are going to churn have a very predictable path downwards. The danger zone is before they’ve failed and realize you’ve charged them. That’s too late, you got to get them in the middle.
[Action: build per user usage (txn count and volume)]


To achieve a successful trial:

  • Understand “success” outcomes
  • Ensure you have targeted docs, tutorials and case studies to help them succeed
  • Each definition of success should have a corresponding action you expect to be complete by Day 3 and Day 7, e.g. has not messaged a user but signed up


2. Hacks for before they’re signed up

Social login

  • 1 click signup which reduces friction
  • Increases monthly authenticated users / monthly unqiue users
  • Facebook is most popular preference for C2C, Google for business

Social login preferences

Contextual tutorial

  • The more they complete these actions, the more likely they are to self trigger into a retained user
  • For example, Pinterest waits till you click on the picture to kick off the tutorial

Clear path to completion

  • Less likely to abandon if people know how long is left
  • For example, these could be steps, progress bar and checklists

Early value for the user

  • Focus on the job they want to complete
  • Twitter’s KPI on 20 users, so help you follow 20 people with 1 click

Progressive profiling

  • As for “just enough” information, e.g. LinkedIn asks you over time with “Strength rating”

Connect teams

  • Slack lets new team members join without additional permissions if you’ve verified with company email
  • If group is required to onboard then provide method to skip parts a user can’t do (e.g. business person can’t do javascript snippet). Let them skip to the part they can accomplish. Then provide invites to those who can unblock integration.

connect teams

3. Hacks for after they’ve signed up

Onboarding new features

  • Bring on new features In the right context, i.e. when they’re feeling the pain or are in the right part of the site

new features

  • Use educational content as your empty state, e.g. Trello provides welcome board with pre-made To Do cards which provide an explanation
  • Anticipate questions – give information in hints when they need it.

“One of the best ways to do this is to center information around the intent of the customer. For example, when a customer creates a new campaign, by clicking on the create button they’ve shown intent. With new users interested, now is a good time to start sharing more advanced information like best practice guides. This type of careful consideration really does drive engagement.”


How to make your online transactions safe

How to make your online transactions safe


According to a global study by B2B International in 2013, 98% of Internet users manage their bank accounts via the Internet or make purchases online.  As this inevitable march of progress occurs, the allure increases for cyber criminals.

Unfortunately, I personally faced some troubles in banking in April. That pushed me to thoroughly study the issue to protect both myself and my website. In this post, I’m going to share with you the results of my research on how to ensure maximum security of transactions via the Internet.

The mind of a cyber-criminal

The word ‘cyber-criminal’ is normally associated with an offer from a Nigerian Prince promising you amazing things in return for your credit card details.  The ones we’re used to are slightly more sophisticated.  They employ different methods of social engineering, e.g. imitating a popular banking website, sending out emails on behalf of a bank or in some worst cases, visiting you in the form of police offers.  Other nefarious methods involve intercepting Wifi data or using Trojan viruses to capture sensitive data from your device.

3 basic rules to keep you safe

1: Check authenticity of websites

28% of users do not check the authenticity of a website when entering confidential information and 34% connect to public WiFi without any protection on a smartphone or tablet.

httpsYou can be part of the intelligent majority that checks that your connection is through https:// (it looks like this image) and has a valid SSL certificate (accessible by right-clicking on the lock icon and examining the certificate). This ensures that there is a secure connection and forces you to look at the domain in which you are entering confidential information.

If you pay with Xendit, you’ll always notice the lock icon in your browser which tells you there is a secure connection and you can examine the lock to find their certificate from one of the most common SSL certifying bodies on the internet.

2: Use complex passwords

“QWERTY123″ is not the best password for an account that deals with tens of thousands of dollars. In addition, your password shouldn’t be somehow linked to your personality; for example you should avoid choosing you dog or Mother’s maiden name as a password. The password must contain complex alphanumeric combinations written in different registers (e.g. Zay92x).

Another piece of bad news is that you should use different passwords for different resources. If you do not trust your memory, I recommend using one of the numerous password managers available online (in this case, you only need to remember one password, while the rest will be generated by the system).

If you pay with Xendit, you should use a password that is difficult to guess. Depending on what device you’re paying with, they have additional log in options such as 2FA, finger print validation and a PIN number.

3: Regularly update your software, including anti-virus protection

You should always use anti-virus software, with the function of secure payment. Cyberhawks has already created about 200,000 programs to steal your money on the Internet. The newer the protection software – the greater the chance it detects the breaking.

Xendit uses various security tools to keep their servers secure, including use of the latest in anti-virus and cyber security measures, that also protect the biggest names in tech.


This was a guest post by Lucy Adams

Lucy Adams is an essay writer from http://buzzessay.com/. She’s a generalist ready to cover almost any topic related to business, marketing, and sales. Feel free to contact Lucy with your suggestions and get a quick response.

How To

Cara join & bermain Arisan


Anda bisa baca disini bagaimana cara bergabung dan bermain Arisan di Xendit, disimak ya :)

1    Masuk ke menu shopping dan pilih Arisan


Pilih Arisan mana yang ingin anda ikuti lalu klik jenis arisan tersebut

3Anda dapat melihat secara detil mengenai arisan yang anda inginkan lalu klik tombol Take part untuk mulai mengikuti arisan tersebut.

4Setelah itu anda diharuskan mencentang syarat & kondisi yang berlaku dan klik tombol Confirm arisan untuk mengkonfirmasi arisan yang akan anda ikuti.

5Arisan tersebut telah anda ikuti. Silahkan lakukan pembayaran secara tertatur. Semua orang bisa menang di Arisan Xendit

6Masuk ke menu My Arisan dan anda bisa melihat arisan apa saja yang sedang anda ikuti. Anda dapat membayar arisan melalui halaman ini denga klik tombol Pay.


7Untuk melakukan pengocokan arisan, silahkan untuk klik tombol Kocok Arisan.

8Gambar ini menunjukan bahwa arisan anda sedang di kocok.

9Setelah anda dinyatakan menang, anda dapat klik tombol Redeem untuk mengklaim hadiah anda. Perlu diingat bahwa biaya pengiriman hadiah akan dibebankan kepada anda.

Ayok ikut Arisan, periodenya cepat, mudah, aman, hadiahnya menarik dan mainnya rame-rame se-Indonesia, seru!

About Xendit

Announcing better deposits, send to favourites, and faster sign up


We’ve been hard at work bringing exciting new features to our iOS and Android apps every week since we launched them in January this year. Here’s a quick round-up of our latest improvements:


Better deposit experience: Based on feedback from customers, we’ve made it easier to successfully deposit to your Xendit account. Remember that Xendit will always refund the fee your bank charges you when you transfer money to your Xendit account (this means you’ll always send less money than the desired deposit amount).


We’ve also built a snappy ‘How Deposits Work’ feature to show you how deposits work:

Deposit tutorial


Easier to send to favourites: Do you find that you’re always sending money to the same people? Xendit now suggests recipients to you, instead of you having to type their name in. The best part – there’s no need to manually create a ‘Favourites’ list, the app automatically recognizes who you’ve sent money to recently!

Send to Recent


Faster sign up: We’ve focused on improving our sign-up process, so that it’s faster than ever to create a Xendit account. Just sign up with Facebook, and all you’ll need to do enter your phone number and choose a password. That’s it!


We’ve also squashed a ton of bugs that our customers reported to us. Thanks for the feedback, guys! Together, we’re building a better way to send and receive money.

Download or update the app now to test out our new features!

Xendit and Its Southeast Asian Ambit
About Xendit

Xendit and Its Southeast Asian Ambit

Post taken from Onwards.com

Have you ever encountered a situation where you want to split a bill with your friends and are faced with the dreaded reality of not having enough cash? You’ve probably had to withdraw some cash from the ATM so you could pay your friends back. Well, don’t fret because Xendit brings a new solution to this problem.

With Xendit you pretty much have your money stored in your virtual wallet, and by having the app on your phone, you can simply pay your friends in four clicks. It works as simple as it sounds too. Users can easily transfer money from their bank account to their Xendit account, so it’s useful for little purchases and you don’t have to bring cash with you. From there on, users can either send or request friends to pay back through Xendit. Not only that, you can also withdraw your money from your Xendit account using your Indonesian bank account, from which funds will be transferred within one day, so it’s still convenient and offers easy access.

Ever since its launch date last year, more than a hundred thousand people have signed up on Xendit, and as an app that is “very customer-centric,” Xendit is growing bigger and bigger. Since Xendit is stepping ahead of the game with services similar to Paypal and Venmo, which don’t offer peer-to-peer payments in Indonesia, Xendit’s Chief Growth Officer, Casey Lord, reveals the company’s plan in partnering with well-known companies and arranging “expansion plans for leading universities in Indonesia.”

As someone who had done three internships over her career, Casey has gained experience in microfinancing in rural India and in product management when she was interning for PayPal. The native Londoner, who earned a Bachelor’s degree in Mathematics from the University of York and an MBA from University of California, Berkeley, suggests that internships are “a great way to get into an industry that you have no experience in. Internships also provide an opportunity to ‘feel out’ a company before you decide whether you want to work there permanently or somewhere else.”

This week, Casey informs that Xendit is partnering with Kairos Sharing Table to hold an event this Saturday, February 13, where university students can compete to become the next interns for three major growing startups in Indonesia, including Xendit itself, who joined the event as Casey liked Kairos’ mission.

Xendit is looking for candidates who are intelligent, independent with a great sense of humor, great work ethics and someone who has the propensity to think outside the box. Xendit invites those who meet these criterias and personal traits to learn from the successful startup that is “driving the cashless economy in Indonesia.” Xendit’s humble, hard-working, and fun office atmosphere, coupled with its “low-ego team of entrepreneurs who work tirelessly to build new products that customers love” translates into a customer-centric working experience, where every member of the team has direct contact with customers on  a daily basis. “It will also be a great learning opportunity and a bunch of fun,” Casey said.  “We’re a close-knit team who spend a lot of time together, from the office to the futsal pitch.”

As one who contributes to Xendit’s growth and success, Casey advises young aspiring techpreneurs in Indonesia is to learn about the “Lean Startup” movement started by Steve Blank, an approach that relies on validated learning, scientific experimentation, and iterative product releases to shorten product development cycles, measure progress, and gain valuable customer feedback. In addition, she also suggests that techpreneurs get a good mentor and be persistent to achieve success.

Xendit will participate in the Kairos Sharing Table, hosted by the Kairos Society, this Saturday 13th February. The event will be held at GEPI.

Originally posted by Onwards. Read the full article here: http://www.onwards.com/post/286/xendit-and-its-southeast-asian-ambit